Introducing aggregate bitcoin lending
Unlock Cash Without Selling Yourbitcoin
Borrow against your BTC holdings instantly. No selling. Just liquidity, on your terms.
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Stay informed with our latest articles on Bitcoin lending and other insights
DeFi vs. CeFi Bitcoin Loans in 2025: Security, Transparency & Yield Compared
The cryptocurrency lending landscape has undergone a dramatic transformation in 2025, with Decentralized Finance (DeFi) protocols surging ahead of their Centralized Finance (CeFi) counterparts. DeFi lending has achieved an unprecedented 959% growth to $19.1 billion by Q4 2024, while CeFi platforms struggle to rebuild trust after major collapses. This comprehensive analysis examines the security frameworks, transparency mechanisms, and yield opportunities that define both lending models, providing essential insights for investors navigating the evolving world of Bitcoin-backed loans in 2025.
Why Bitcoin Loan Interest Rates Are Trending Down—What Unchained’s $1B Breakthrough Means for Borrowers
Bitcoin-collateralized loan rates are quietly trending lower in 2025. Competition has intensified, institutional liquidity has deepened, and risk management has matured—creating a borrower’s market across much of the secured (over-collateralized) segment. Unchained’s recent milestone—surpassing $1 billion in bitcoin-backed loan originations—arrived alongside an APR reduction. Together, these shifts signal a new phase for BTC credit markets: safer custody, clearer pricing, and better terms for long-term holders who prefer borrowing to selling.
From Mortgage to Margin: 5 Real‑World Ways People Use Bitcoin‑Collateral Loans
A Bitcoin‑collateral loan lets you borrow cash or stablecoins without selling your BTC. Done well, it can unlock real estate deals, slash expensive debt, fund a growing business, add trading firepower, or smooth big life expenses—all while preserving long‑term exposure to Bitcoin. Done poorly, volatility can force margin calls or liquidations. This guide shows you how to do it right.
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